How does one qualify for Disability, in regards to their work history and past earnings, this does not address the medical condition, this only addresses whether you qualify to be under the Disability Insurance should you also have the accompanying medical condition that renders you disabled.
The Social Security Administration has developed a simple chart, the credits that you need under the chart are earned during your working years. You will earn one credit for every $1,050.00 dollars you make each year, and you may earn up to four credits each year you work. The chart below sets out the age at which you became disabled along with the required credits needed to qualify for Disability Insurance under Social Security.
- 31 – 42, you will need 20 credits with five years of work
- 44, you will need 22 credits with five and half years of work
- 46, you will need 24 credits with 6 years of work
- 48, you will need 26 credits with 6 and half years of work
- 50, you will need 28 credits with 7 years of work
- 52, you will need 30 credits with 7 and half years of work
- 54, you will need 32 credits with 8 years of work
- 56, you will need 34 credits with 8 and half years of work
- 58, you will need 36 credits with 9 years of work
- 60, you will need 38 credits with 9 and half years of work
- 62 and older, you will need 40 credits with 10 years of work
- 24 through 30 will need credits for half of the time between age 21 and the time of disability.
If you become disabled at age 31 and above you will need to have generally earned at least 20 credits within the last 10 years to qualify for Disability under Social Security.
While this chart is not all inclusive, it gives one a general understanding of what it takes from a work history standpoint to qualify for Social Security Disability. Please call my law office so that I may assist you in your time of need, you may reach me at toll free 1 (877) 271-2633, or local at (615) 308-2633.
Daniel L. McMurtry, Esq.